Senior Vice President/Head of Commercial Lending

Provincetown, MA
Full Time
Executive
DEADLINE TO APPLY MAY 8, 2026.

Summary
The Senior Vice President (SVP)/ Head of Commercial Lending serves as the backbone and visionary for the Commercial Lending department. This incoming leader will have direct oversight of the lending team, credit administration, and supporting functions. Will drive business strategies and growth, assess and minimize risk, and ensure strict compliance with policies and regulatory requirements. As Seamen’s Bank strives to be the quintessential community institution, the SVP/Head of Commercial Lending will serve as a community ambassador for the Bank.  

The SVP/Head of Commercial Lending will play a critical role in defining how commercial lending is structured, developed, and grown. S/he will have the ability to map and pivot based on long-term goals, while remaining tuned in to the details that make commercial lending challenging and rewarding.

Essential Duties & Key Responsibilities

Leadership, Management & Talent Development
  • Lead, build, and align commercial lending team
  • Identify succession plans and strengthen leadership bench
  • Drive consistent production, underwriting discipline, and client experience
  • Handle daily operations, including administrative needs and addressing staff issues and performance
  • Participate and serve as contributor for various committees specific to commercial lending and Bank-wide initiatives
  • Establish realistic operating processes and departmental standards that foster the Bank’s culture of accountability and collaboration

Strategy, Financial Performance, & Operations
  • Drive commercial loan growth, profitability, and asset quality
  • Expand relationships and widen commercial reach beyond the Outer Cape
  • Contribute to overall budgeting, forecasting, and long-term strategic planning
  • Develop and lead operational initiatives to standardize processes to ensure efficiency, accuracy, and operational excellence

Credit Administration & Risk Oversight
  • Oversee underwriting, credit policy, approval processes, and portfolio management
  • Ensure consistency in credit standards, risk ratings, and documentation
  • Partner with credit team on risk mitigation and asset strategies

Regulatory & Compliance
  • Ensure adherence to all banking regulations and supervisory expectations
  • Partner with audit and compliance functions
  • Lead regulatory exam preparation and response efforts
  • Maintain strong relationships with regulatory agencies

Key Competencies

Commercial Lending Origination, Leadership, & Cross-Functional Collaboration
  • Proven ability to set strategy, drive performance, and develop high-performing, willing teams who will develop a natural appetite to bring new business and revenue growth
  • Demonstrated ability to originate, structure, and close complex commercial credit transactions
  • Success as a senior manager and trusted advisor to both team and customers
  • Large capacity to optimize operations and platforms and improve standardized workflows
  • Highly skilled at collaborating across departments to offer comprehensive family of products and solutions and to achieve Bank goals

Regulatory, Compliance & Credit Risk Management
  • Expertise in credit risk management, including underwriting standards, risk rating systems, and portfolio monitoring
  • Proven ability to enforce disciplined credit practices while balancing growth and risk across portfolio
  • Comprehensive understanding of banking regulations, with a proven track record of successfully managing regulatory exams, audit processes, and compliance matters
  • Handle reconciliations, exceptions analysis, and produce necessary reporting such as Communications/Observations, Insider Loan, Sales Transactions, etc.
  • Desire to partner cross-functionally to remediate findings and strengthen internal controls

Other Requirements
  • Preferred 8+ years of progressive banking experience, with extensive commercial lending expertise
  • 3+ years with commercial lending software, such as Abrigo
  • Proven leadership experience overseeing credit administration and lending operations
  • Strong knowledge of commercial credit, underwriting, and portfolio management
  • Strong understanding of regulatory frameworks and supervisory expectations
  • Bachelor’s degree in Business Administration, Finance, or related field; MBA or equivalent preferred
  • Exceptional leadership, communication, and decision-making skills

Physical Requirements
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to sit in an office for extended periods and handle office functions. Extended periods of close vision to work on a computer required. Occasional need to lift up to 25lbs.

Full-time, Exempt

Hybrid work arrangement possible.

$200,000 - $300,000 annually
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